CANADIAN ALLIED SERVICES
TAX · ESTATE · FINANCIAL PLANNING
WHO WE SERVE
Are We the Right Fit?
A straight answer, in under a minute — two columns, no sales pitch.
PROBABLY NOT THE RIGHT FIT
Look elsewhere if —
- A simpler, off-the-shelf, or self-directed option would cover what you need.
- Your personal income sits below $100,000, and your business nets under $150,000 a year.
- You're shopping for a single fund, a hot tip, or a one-off transaction.
- You prefer to run each advisor relationship on your own.
- Cost is what drives your decision, not how well things are coordinated.
- Your planning horizon is this year, not the next twenty.
A STRONG FIT
We're built for you if —
- You're done being the one running point on your own finances.
- As an incorporated professional you personally earn $100,000+, or your business clears $200,000+ net.
- You've incorporated already, or getting ready to be.
- You've got an accountant and a lawyer in place — they just need to be pulling in the same direction.
- You want a plan that sets the direction, not a product someone's trying to sell you.
- You're thinking decades out: retirement, legacy, what gets passed on.
Three or more on the right sound like you? Book a discovery session of 30 minutes.
Two Paths In
Most clients arrive through one of two doors — different starting points, the same coordinated plan.
Path 01 — Incorporated Professional
Doctor, dentist, optometrist, lawyer, engineer, consultant — earning through a professional corporation.
- Personal earnings of $300,000 or more
- Meaningful retained earnings building inside the corporation
- Tax-deferral capacity that's going unused
- Several advisors, none of them coordinated
Path 02 — Established Business Owner
You built it. Now your wealth needs a plan that lives outside the business too.
- Net business income of $250,000 or more, or closing in on it
- An opco/holdco structure in place, or worth considering
- Exit, succession, or scale coming into view
- Cash sitting idle and plans scattered across advisors
For Incorporated Professionals
Your professional corporation is a powerful tool. Most professionals use a fraction of it.
WHERE YOU TYPICALLY ARE
WHAT CHANGES
Income sitting in the corporation
Most of your wealth lives inside the company, and it's not obvious what the most tax-efficient way to draw it out is.
A comp strategy built for retirement
Salary vs. dividends restructured so it funds the number you want at 60 — not just last year's tax bill.
Deferral capacity going unused
You suspect money is being left on the table, but not exactly where, or who to ask.
Corporate investing tied to a real plan
Retained earnings invested against a long-term income map, not parked somewhere losing ground to inflation.
Insurance you're unsure about
Policies bought years ago — no clear sense if they're owned the right way, structured well, or even still the right amount.
Insurance as an estate planning tool
Properly owned, integrated with your tax plan, structured around the legacy you actually want to leave.
Advisors, no master plan
Everyone handles their own piece. No one's looking at the whole picture.
Every piece pointed the same direction
Tax, insurance, investments, and estate planning, all moving toward the same goals every year.
You're doing the coordinating
Chasing deadlines, second-guessing decisions, time pulled away from your practice and your family.
We drive it, you stay informed
You stop coordinating and second-guessing. That time goes back to your practice and your family.
For Established Business Owners
You built the business. Now build the wealth strategy that protects what's outside it too.
WHERE YOU TYPICALLY ARE
WHAT CHANGES
Cash trapped in the corporation
Retained earnings are building up, but the most tax-efficient way to deploy or extract them isn't clear.
Compensation built for your exit
Salary, dividends, and bonuses designed year by year so they fund the life — and the exit — you actually want.
No written exit plan
The business is effectively your retirement plan — but the plan that turns it into wealth on your terms hasn't been designed yet.
A structure built backward from the outcome
Holdco, trust, and share structure coordinated with your accountant and lawyer, designed around where you're headed.
Personal and business finances tangled
It's never quite clear where your money sits, or what's yours versus the company's.
Insurance built into the plan
Buy-sell and key-person coverage structured as planning tools that protect the business, not products bolted on after the fact.
Several professionals, no coordination
You've become the project manager between your accountant, lawyer, and banker.
One point of coordination
We brief your accountant and lawyer, drive the deadlines, and keep every professional aligned to the same plan.
You're doing it all yourself
Running the business and the coordination — time pulled away from growing it, and from your family.
You get the time back
Less time managing the finances. More time on the business, and on your family.
Still Not Sure?
That's exactly what the Discovery Session is for. Forty-five minutes, an honest read, and — if it's not a fit — a point toward who is.
Book a Discovery Call → canadianalliedservices.com